Member Benefits
By nonprofits, for nonprofits
Our board and trust structure means we intrinsically understand the dynamic landscape and needs of our nonprofit members. Our coverage is designed to meet and adapt to their unique risks and challenges.
Based in Minnesota for
Minnesota nonprofits
NIT’s Minnesota roots and nonprofit membership base align NIT’s mission, regulatory understanding and risk solutions with the needs and values of Minnesota’s nonprofit community.
“NIT understands the environment we operate in and offers coverage that feels thoughtfully built for organizations like ours.”
ProAct
NIT Member since 1995
Deep savings
Our consistently low rates are 20-40% less than traditional insurers. These critical savings fuel vital programs with premiums directly reinvested to strengthen our programs and member offerings.
Affordable longevity
Our financial statements and programs are audited by independent actuarial experts to ensure fairness, accuracy and long-term stability, guaranteeing our members’ coverage stays affordable and reliable.
“As a nonprofit cooperative led by Minnesota nonprofits, NIT gets our challenges. No upsells. Just support that protects our mission.”
The Family Partnership
NIT member since 2009
Trust and
expertise
Established in Minnesota in 1995 and backed by 30 years of specialized experience working closely with our members, we’re a trusted partner for nonprofits.
Advocacy and partnership
We’re more than insurers — we’re allies in navigating complex compliance and risk landscapes. We offer benefits that help our members prepare for and mitigate potential issues.
“NIT goes above and beyond for its members, which is something you don’t always see. It strives to put clients first and is always finding innovative ways to do this. ”
Western Mental Health Center
NIT Member since 1996
NIT goes beyond traditional approaches, thinking creatively to deliver meaningful resources, targeted trainings and tailored solutions that truly support our members. For example, below is just a handful of the many resources NIT provides to its membership:
Employment practices legal assistance program
Risk management resources
Funding PPE equipment to members during the COVID-19 pandemic
Training resources
Catalytic converter theft prevention program