Coverage

Explore NIT’s insurance solutions designed to protect your nonprofit organization, team, property and operations from everyday risks and unexpected challenges.

Commercial Property

Provides coverage for buildings, structures, equipment, and property in transit, including movable property and transportation infrastructure.

Business Auto

Coverage for any cars, trucks, trailers, vans or other vehicles your nonprofit operates — including personal vehicle insurance.

Employment Practices Liability

Protects against claims of alleged discrimination, wrongful termination, harassment and other employment-related issues.

Professional Liability

Protection from third-party accusations or claims due to human error or acts resulting from your professional services.

Crime and Fidelity

Coverage and protection against fraud and embezzlement.

Fiduciary Liability

Protects employees and board members against liability for claims against their actions as a “trustee.”

Umbrella / Excess Liability

Excess coverage for when the limits of your qualifying underlying insurance are exhausted.

General Liability

Protects your organization from third-party claims like bodily injury, property damage, personal injury and more.

Directors and Officers

Insurance coverage for scenarios such as alleged inappropriate decisions of a board member or officer when your organization is liable.

Cybersecurity Liability

Modern coverage protecting electronic data and computer programs against business interruption, extortion threats, and security and privacy breaches.

Employee Benefits Liability

Protects your organization against errors or omissions in the administration of your employee benefits plan.

Workers’ Compensation

Provides medical and wage replacement benefits to employees injured as a result of work-related tasks.